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The Legal & General Group, established in 1836, is one of the UK’s leading financial services companies. As at 30 June 2017, we had over 9.5 million customers in the UK for our life assurance, pensions, investments and general insurance plans.
From protecting the things that matter at all stages of your life, to planning how to utilise the assets you’ve worked so hard to build up, we’re helping millions of people to secure their financial future.
We take your security and happiness very seriously, we only offer our lifetime mortgage through fully qualified and approved financial advisers.
The Retirement Lending Advisers Limited is an appointed representative of Key Retirement Solutions Limited. Key Retirement Solutions Limited is authorised and regulated by the Financial Conduct Authority.
Couple receiving advice
As dedicated professionals who’ve trained and qualified to give advice on equity release, they can offer a personal service to find out what’s most appropriate for your financial situation.
It’s worth remembering that if equity release isn’t right for you, The Retirement Lending Advisers will let you know. You can, of course, talk to your own financial adviser if you prefer or, if you don’t have one, find one for yourself: equityreleasecouncil.com or unbiased.co.uk will have a list of advisers in your area.
A lifetime mortgage is a loan secured against your home.
It’s important to think about using other savings or investments first before you think about taking out a lifetime mortgage. You should consider other options to borrow money that may be more cost-effective.
We want you to be confident you're making the right decision when you choose a lifetime mortgage from Legal & General.
Visit The Retirement Lending Advisers website.
If you use The Retirement Lending Advisers, a separate company which only advises on our Lifetime Mortgages, they won't charge you an advice fee.
Call The Co-operative Bank
It takes less than a minute to find out. Use our simple calculator to see an estimate of how much cash you could release from your home.
We’re a member of the Equity Release Council, so with Legal & General you can be confident you’re in safe hands. It’s important however, to carefully consider if a lifetime mortgage is right for you.
It’s up to you. You can spend it on anything you want or need to help improve your retirement.
View more FAQs
It's possible we could give you a decision within days, but mortgages do take time, so it’s likely to be in the region of seven weeks before the money is in your bank account. Naturally, much depends on your home and your personal circumstances.
If you don’t have an adviser,
The Co-operative Bank can put you in touch with The Retirement Lending Advisers. They're not part of Legal & General, they're a separate company who only advise on our Lifetime Mortgages. They won't charge you an advice fee.
This is provided at no extra cost, but can only be selected when you first take out your lifetime mortgage. It’s important to note that if you choose Inheritance Protection this will reduce the amount you can borrow.
Legal & General Home Finance Limited is a wholly owned subsidiary of Legal & General Group plc. Registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA.
Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.
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