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The Legal & General Group, established in 1836, is one of the UK’s leading financial services companies. As at 31 December 2016, we had over nine million customers in the UK for our life assurance, pensions, investments and general insurance plans.
From protecting the things that matter at all stages of your life, to planning how to utilise the assets you’ve worked so hard to build up, we’re helping millions of people to secure their financial future.
We take your security and happiness very seriously, we only offer our lifetime mortgage through fully qualified and approved financial advisers.
The Retirement Lending Advisers Limited is an appointed representative of Key Retirement Solutions Limited. Key Retirement Solutions Limited is authorised and regulated by the Financial Conduct Authority.
Couple receiving advice
As dedicated professionals who’ve trained and qualified to give advice on equity release, they can offer a personal service to find out what’s most appropriate for your financial situation.
It’s worth remembering that if equity release isn’t right for you The Retirement Lending Advisers will let you know – you can, of course, talk to your own financial adviser if you prefer or, if you don’t have one, find one for yourself; www.equityreleasecouncil.com will have a list of advisers in your area.
It’s important to think about using other savings or investments first before you think about taking out a lifetime mortgage. You should consider other options to borrow money which may be more cost effective.
We want you to be confident you’re making the right decision when you choose a lifetime mortgage from Legal & General.
If you use The Retirement Lending Advisers, a separate company who only advise on our lifetime mortgages, they won't charge you an advice fee.
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It takes less than a minute to find out. Use our simple equity release calculator to see an estimate of how much cash you could release from your home.
Along with other major companies that offer lifetime mortgages we’re a member of the Equity Release Council, so with Legal & General, you can be confident you’re in safe hands. It’s important however, to carefully consider if a lifetime mortgage is right for you.
It’s up to you. You can spend it on anything you want or need to help improve your retirement.
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It's possible we could give you a decision within days, but mortgages do take time, so it’s likely to be in the region of 10 to 12 weeks before the money is in your bank account. Naturally, much depends on your home and your personal circumstances.
This is provided at no extra cost, but can only be selected when you first take out your lifetime mortgage. It’s important to note that including a guarantee will reduce the amount you can borrow.
Legal & General Home Finance is a wholly owned subsidiary of Legal & General Group plc. Registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA.
Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.
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